A Exchange user sends cryptocurrency and wants to receive Euro.
1. An operation in the blockchain includes a receiver IBAN account.
2. A memo description (with IBAN account) is encoded.
2. A memo description (with IBAN account) is encrypted.
3. A transaction is processed with a standard path in the Exchange:
a. The transaction scanner in the source blockchain recognizes an operation and takes an appropriate action (as now) – sends it to SEPA-plugin
b. SEPA-plugin or Something between SEPA-plugin and DIS recognizes whether it is an internal transfer (to IBAN account in the Dan’s bank) or external transfer (to IBAN account not in the Dan’s bank):
